Financial, Legal & Insurance
Business Insurance
As a Small Business Owner, What Insurance Do You Need?
When you own a business, you have a lot to protect, and the right small business insurance coverage can be important to your continued success. Luckily, there are a variety of coverages to choose from when it comes to protecting your business. But, do you know what...
Insuring Your Business With a Buy/Sell Agreement
Tip: All in the Family. Family owned businesses account for 62% of total US employment and are responsible for 78% of all new jobs. Yet only about 30% of them survive into the second generation. Source: Conway Center for Family Business, 2015 Life insurance is...
Legal
Pros and Cons of the New Tax Law
The best course of action for businesses looking to reap the benefits of tax reform? Act with confidence and plan for the best. After more than 30 years of no serious change to the American tax code, Congress passed the Tax Cuts and Jobs Act on December 22, 2017....
Insuring Your Business With a Buy/Sell Agreement
Tip: All in the Family. Family owned businesses account for 62% of total US employment and are responsible for 78% of all new jobs. Yet only about 30% of them survive into the second generation. Source: Conway Center for Family Business, 2015 Life insurance is...
Business Finance
To Freeze or not to Freeze? The cold hard facts
You've heard about all of the data breaches lately? They can ruin your finances and your credit record, making it difficult to get loans and mortgages. Even the credit reporting agencies aren't immune from data breaches, as we've seen with the Equifax breach not long...
Top Scams of 2019
If you're like me, it's been a busy 2019 trying to keep up with all of the growth opportunities that the North Alabama community has prospered with. Unfortunately, not everyone has the same work ethic as you and myself; they like to take an easier route to riches...
Home Owners Policy Questions
When owning a home you start to realize how much there is to fix and insurance is always a must. However, when you obtain home insurance you often forget to ask many coverage questions. Learn More
4 Ways High-Income Taxpayers Can Defer Their Earnings
> Taxpayers can plan the timing of invoices to the next year if they know income will be lower in the succeeding year. Taxpayers can make qualified retirement plan contributions. If available, taxpayers can participate in employer’s stock option plans (Income may...
Guidelines for record keeping
Three Years (from Date of Filing Return or Due Date of Return, Whichever Is Later) Bank deposit slips Cancelled checks Daily sales records Entertainment records Expense reports Paid vendor invoices Written acknowledgment from charity for contributions of $250 or more...
